About Solutions Money Management
Financial Clarity for Life in Transition
Most people end up with a collection of advisors who don’t talk to each other—a CPA who files extensions, insurance policies that don’t coordinate, or an investment advisor who doesn’t understand the business you own.
We’re different. We bring everything together under one roof—right here in Southwest Florida—so your tax, insurance, and financial decisions work in harmony. When your tax strategy affects your insurance needs, or your business structure impacts your estate plan, we’re the team that sees how the pieces fit together.
When Life Gets Complicated
Life connects everything—your business, your family, your taxes, your future. That’s where we come in.
- The couple relocating to Florida who needs to restructure for no state income tax
- The small-business owner whose growth is creating tax and insurance gaps
- The retiree balancing Medicare choices with long-term care planning
- The family inheriting a business they don’t yet understand
We dig into the complexity others gloss over—translating it into clear, coordinated plans.
Our Commitment to You
We don’t just handle our piece and disappear. We stay to make sure your plan evolves as your life changes—business growth, family transitions, new regulations, or major moves.
We learn the whole picture before recommending anything.
Plain-English explanations with clear next steps.
If we say we’ll call your CPA or attorney, we do—and we close the loop.
Quarterly check-ins—not just April rush—so issues don’t become problems.
Because the best financial plan isn’t about one perfect solution—it’s about coordinating every part of your financial life.
Who We Serve
- Small business owners navigating growth, tax complexity, and eventual exit or succession
- Women in transition—especially divorce, widowhood, or major life changes
- Families and retirees who need coordinated planning across tax, insurance, and investments
If your situation is more complex than most advisors want to handle, you’re in the right place.
Our Divisions—All Working Together
Clarity through every stage of divorce—before, during, and after.
Solutions Tax & AccountingYear-round planning and proactive accounting—for right now and what’s next.
Solutions Insurance ServicesProtection that fits your life—coordinated with your overall plan.
Solutions Advisory ServicesFiduciary guidance that starts with a plan, not a product.
Serving Fort Myers, Cape Coral, and all of Southwest Florida.
Ready to bring clarity to your financial life? Call us or request a consultation.
Meet the Solutions Team
Michael Conticelli, CFS®, CDFA®
Founder & Lead Advisor
With over 35 years in the financial industry, Michael founded Solutions Money Management to bring clarity and coordination to every corner of his clients’ financial lives. A Certified Fund Specialist and Certified Divorce Financial Analyst, he combines technical expertise with real-world experience guiding families, business owners, and women in transition through life’s financial turning points. Michael believes the best advice starts with understanding — not selling — and that true planning connects taxes, insurance, and investments under one clear strategy.
Cheryle Conticelli
Partner & Financial Planning Coordinator
Cheryle brings warmth and organization to every client relationship. She oversees client onboarding, coordinates insurance and tax documentation, and ensures every plan stays on track. Known for her approachable style and attention to detail, Cheryle bridges the gap between day-to-day communication and long-term strategy, helping clients feel supported and confident at every stage of their financial journey.
Brett Conticelli
Tax & Accounting Specialist (IRS AFSP Participant)
Brett leads the tax and accounting division, helping small business owners and families translate their numbers into clear, actionable insights. As an IRS Annual Filing Season Program participant, he focuses on accurate filings, proactive tax planning, and client education throughout the year. Brett believes tax season should be a progress report — not a panic button — and that consistent communication creates better outcomes for everyone.
Darrin Conticelli
Insurance & Benefits Advisor
Darrin specializes in helping individuals and small businesses navigate life and health insurance, Medicare, and employee benefits. Licensed in life and health insurance, he takes a consultative approach to help clients understand their options and make confident, informed choices. Whether reviewing Medicare coverage or structuring benefits for a growing business, Darrin’s focus is clarity and long-term fit, not short-term sales.
*Investment Advice & Implementation Disclosure
Solutions Money Management, LLC provides financial planning, coordination, and educational services. We do not provide investment management or securities advice directly. Clients who require investment implementation may, at their discretion, engage an independent registered investment adviser or third-party investment platform, which may include Solutions Advisory Services, LLC, a separate legal entity. Any such services are provided pursuant to separate client agreements and disclosures.